At Reproductive Biology Associates (RBA), we know the emotional and financial sides of fertility care can feel overwhelming. That’s why we provide clear, upfront pricing and personalized financial guidance to make the process as straightforward as possible.
As Georgia’s first IVF treatment center, we’ve helped countless patients grow their families. Serving the greater Atlanta area, including Cumming, Marietta, and Canton, our team is here to support you with transparent, effective care every step of the way.
Navigating the financial aspects of fertility care can be stressful, but you don’t have to do it alone. At RBA, our dedicated financial counselors are here to support you every step of the way.
Verify Benefits Directly: We’ll work with your insurance provider to verify your benefits, ensuring that you understand exactly what’s covered and what isn’t from the start.
Fertility Care Insurance Coverage Guidance: Understanding your insurance coverage can be complicated. Our team will help you make sense of your benefits and clarify which fertility treatments are covered.
Financing & Payment Options: If you don’t have insurance coverage for fertility treatments, we’ll assist in identifying various financing and payment options, making it easier to plan for your care.
The cost of fertility treatment can vary significantly depending on factors like the specific treatment recommended, the medications required, and whether your insurance covers any part of the treatment. Once a treatment plan is established by your RBA physician, you will have a one-on-one financial consultation to review the cost of your treatment, any insurance coverage, and available financing options.
At RBA, we’re committed to reducing stress and empowering you to make informed decisions about your fertility journey. Our financial counselors will work closely with you to ensure you are fully utilizing your insurance benefits and exploring all available payment options.
The costs outlined here are for patients who do not have insurance coverage for their fertility treatments. We're happy to help identify potential coverage and alternative financing options.
IVF Costs
When considering in vitro fertilization (IVF), knowing what to expect financially is crucial for your treatment planning. IFI is committed to providing upfront, transparent pricing to help guide you through your available options.
Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, insemination, embryo culture, embryo biopsy, cryopreservation of embryos, and 1 year of storage
Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, insemination, embryo culture, cryopreservation of embryos, and 1 year of storage
How much does IVF cost in Georgia?
The cost of IVF in Georgia can vary depending on several factors, including whether you choose to include genetic testing (PGT), the medications needed, and any additional services. On average, IVF with PGT starts at $15,000, while IVF without PGT typically starts at $13,500. Medications, which vary based on individual response, can add an additional $4,000 to $8,000.
For personalized estimates and to learn more about available financing options, please reach out to our financial counselors.
Egg freezing offers individuals the opportunity to preserve their fertility for the future. At IFI, we provide clear and transparent pricing to help you plan for your egg freezing journey.
Inclusive of ultrasounds, sperm wash, and insemination
How much does egg freezing cost in Georgia?
The cost of egg freezing in Georgia depends on whether medication is required. The full process, including medication, typically costs between $9,000 and $13,000, depending if medications are needed. These costs may vary depending on individual treatment plans and any additional services needed, such as embryo storage or future fertilization.
Intrauterine insemination (IUI) is a common and cost-effective fertility treatment option. Here’s a breakdown of the costs associated with IUI:
Inclusive of ultrasounds, sperm wash, and insemination
How much does IUI cost in Georgia?
The cost of IUI in Georgia depends on factors like the medications required, which can range from $2,500 to $5,000, depending on individual response. The price of the IUI procedure itself will vary based on specific needs and treatment plans, but it typically costs $2,500. IUI is often used as an initial treatment option before more advanced procedures like IVF.
Frozen embryo transfer (FET) is a vital part of many fertility treatment plans, particularly for those who have undergone IVF and are using frozen embryos. Our FET services are inclusive of ultrasound monitoring, embryo thaw and prep, and embryo transfer.
$5,300 – $7,000
How much does FET cost in Georgia?
The cost of FET in Georgia typically ranges from $5,000 to $7,000, depending on the specifics of the treatment plan. This cost includes the procedure to thaw and transfer the embryos, but does not cover additional expenses like medications, which may vary based on individual needs.
The cost of fertility treatments can vary widely based on several important factors. Understanding these elements will help you make informed decisions about your care and anticipate expenses throughout your fertility journey.
Type of Treatment: Whether you're undergoing IVF, IUI, egg freezing, or embryo transfer, the costs associated with each treatment differ. For example, IVF typically involves more extensive procedures and medications than IUI, which can affect the overall cost.
Number of Cycles Recommended: Some patients may need more than one cycle to achieve their desired outcome. The number of cycles required, whether for IVF, egg freezing, or IUI, will directly influence the total cost of treatment.
Fertility Medications: The medications used for ovarian stimulation, egg retrieval, and embryo preparation can be a significant cost factor. The amount and type of medications prescribed can vary depending on individual needs, influencing the final cost.
Use of Donor Eggs, Donor Sperm, or Gestational Carrier: If donor eggs, sperm, or a gestational carrier are required, the cost of these services will add to the overall treatment cost. These options are often necessary in cases of infertility or specific medical conditions.
Lab Services and Add-ons: Advanced techniques such as preimplantation genetic testing (PGT-A) or embryo storage can also contribute to the cost. While these services can increase the chances of successful treatment, they also add additional fees.
Insurance Coverage vs. Out-of-Pocket Costs: The extent of insurance coverage can greatly impact how much you pay out of pocket. Some insurance plans may cover part of the treatment, while others may not. If you're paying out-of-pocket, you'll need to account for all treatment, medication, and lab service costs.
At RBA, we are committed to ensuring that our patients have a clear understanding of all cost factors from the outset. Our financial counselors will work with you to review your treatment plan and discuss payment options, insurance, and financing to make the process as straightforward as possible.
Fertility Treatment Cost FAQs
The coverage of IVF by insurance can vary significantly depending on your specific insurance plan. Some plans cover part or all of the costs associated with IVF, while others may not offer any coverage. It’s essential to check your plan’s fertility treatment benefits to understand what is covered.
At RBA, our dedicated financial counselors will help you review your insurance policy and verify any IVF coverage. If IVF is not covered or if you have limited coverage, we’ll work with you to explore alternative payment options and financing solutions.
In Georgia, state-regulated commercial insurance plans are required to cover medically necessary fertility preservation services, including egg freezing, for patients undergoing treatments like chemotherapy or radiation. This mandate applies to individuals diagnosed with conditions such as cancer or lupus and covers services like egg, sperm, and embryo storage. The law applies to health plans issued or renewed after January 1, 2026. However, certain plans, such as self-funded plans, may be exempt.
At RBA, our financial counselors will help you understand your insurance coverage and explore alternative financing options if needed.
To find out if you have fertility insurance coverage, start by reviewing your health insurance policy or contacting your insurance provider directly. Look for benefits related to fertility treatments such as IVF, IUI, or egg freezing. Your insurance provider can clarify what services are covered, any exclusions, and your potential out-of-pocket costs.
Yes, you can use Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) to pay for many fertility-related expenses. These funds can be used for treatments like IVF, egg retrieval and freezing, ovarian stimulation medications, as well as fertility consultations and diagnostic testing. However, coverage may vary depending on your specific plan. For example, long-term storage of frozen eggs may not be eligible under some FSAs. It’s important to review your plan documents or consult your plan administrator to confirm which fertility expenses are covered.
The cost of an IVF cycle generally includes the following:
Initial consultations and diagnostic testing: Assessing your fertility health and determining the right treatment plan.
Egg retrieval: The procedure to collect eggs for fertilization.
Fertilization: The process of combining eggs and sperm in the lab.
Embryo culture and monitoring: The process of growing embryos in the lab.
Medications for ovarian stimulation are typically not included in the base cost and can add a significant amount to the overall price. Additional services that may impact the final cost include ICSI (intracytoplasmic sperm injection), PGT, embryo freezing or storage, and other specialized services.
Yes, the cost of fertility treatment can increase if donor sperm or eggs are used. The expenses for donor sperm or eggs are typically not included in the base cost of IVF or IUI and can add a significant amount to the overall treatment price. This is due to the cost of sourcing and screening the donor, as well as any additional medical procedures involved in using donor gametes.
At RBA, we offer several fertility financing options to help our patients manage the costs of IUI, IVF, and more. After your treatment plan has been established, our financial counselors will explore all your options.
The number of IVF cycles needed varies for each individual, often ranging from one to several cycles based on factors like age, fertility issues, and response to treatment. Most people require more than one cycle to achieve a successful pregnancy, which increases the overall cost due to repeated procedures, medications, and monitoring. Multicycle plans like BUNDL can help manage these expenses.
Advanced technologies such as intracytoplasmic sperm injection (ICSI), preimplantation genetic testing (PGT), and assisted hatching can increase the cost of fertility treatment. ICSI is used to inject a single sperm into an egg, often recommended for male infertility. PGT involves screening embryos for genetic disorders before implantation. Assisted hatching helps embryos implant in the uterus. While these technologies can improve success rates, they also add to the overall cost of treatment.
The cost of fertility medications can significantly impact the overall cost of IVF and IUI treatments. Medications stimulate the ovaries to produce multiple eggs, increasing the chances of successful fertilization. Estimating the cost of fertility medications is challenging because every patient's needs are different, and the required dosage can vary.
Explore Costs for IVF, IUI, Egg Freezing, and More
If you have any questions about costs, financing options, insurance coverage, or anything else related to your fertility journey, please don’t hesitate to contact us. Reproductive Biology Associates is proud to serve all of Georgia, including Atlanta, Cumming, Marietta, Canton, and beyond. Our team is here to help you navigate the next steps with clarity and support.