Financial Solutions for Your Fertility Journey

  • We understand that the financial aspects of your fertility care can be confusing and sometimes costly. While many patients have insurance that covers their initial consult and tests leading up to a diagnosis, many plans don’t cover treatment.

    At RBA, we offer clinical and financial solutions that can simplify your care and help make treatment more affordable. When you become part of the RBA community our Billing Specialists & Financial Counselors go to work for you. They will help you navigate and understand your financial options while providing transparency and support as you explore the cost related to your fertility treatment. We are dedicated to helping you create your family as affordably as possible.

  • Contact your insurance provider to identify if you have diagnostic coverage for fertility services. If so, you will be responsible for your copay, coinsurance or deductible.

    Once you have been scheduled as a new patient at RBA, our Billing Specialists will verify your insurance benefits in order to correctly file claims for future services at our practice.

  • Cost for fertility treatment varies, depending on a variety of factors (what treatment is recommended for you, how much medication you will need, whether insurance covers a portion of treatment, etc.). As you navigate through testing appointments, you are welcome to inquire about the cost of your tests. Once a fertility treatment plan is established by your RBA physician, you will be set up for a one-on-one financial consult to review Insurance coverage for treatment, Individual treatment costs, financing options, and more. Our Financial Counselors will work closely with you to help you utilize your maximum insurance benefits.

  • We have a host of financial solutions designed to help you along your fertility journey.

    LendingClub Patient Solutions

    RBA partners with LendingClub, fertility financing specialists who offer our patients comprehensive financing options and customized loan programs to ease the stress of fertility treatment. LendingClub has plans with flexible terms, budget-friendly choices and the ability to finance amounts up to $50,000. Learn more here.


    RBA is proud to partner with the Fertility Financing Specialists at CapexMD. The CapexMD team specializes in providing our aspiring parents with friendly, affordable and stress-free financing solutions for their fertility treatment. CapexMD offers a wide variety of loan options. Each loan program is designed to fit your individual circumstances. Once approved, CapexMD Fertility Loan Specialists will work closely with RBA to ensure the funds are secured prior to the start of your treatment cycle.

    Advantages of CapexMD:

    • Can finance treatment and treatment related drugs
    • Specialists in Fertility Financing
    • Personal Attention
    • Competitive Rates
    • Easy & Secure Online Application
    • Pre-Approval within 24 hours
    • Flexible Terms
    • Highest Confidentiality
    • No Annual Fees
    • No Prepayment Penalties
    • Rates well below that of most credit cards
    • Retain your existing credit
    • For more information on this program, click on the CapexMD link and speak with a loan specialist.
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Fertility Insurance Coverage

We are contracted with most major insurance providers in Georgia. Once your treatment plan has been determined, a dedicated financial counselor will explain your insurance benefits and help you have a full understanding of the cost of your upcoming treatment cycle.

Is fertility testing and treatment covered by insurance plans in the state of Georgia?

In Georgia, like many states, coverage for fertility testing and treatment is based on insurance carriers and individual plans. Infertility testing and diagnosis are generally covered, while fertility treatments such as IVF and egg freezing are not always reimbursed by insurance. Some employers have elected to cover the cost of fertility treatment, so be sure to check with your HR department.

An RBA financial counselor will work with you to maximize coverage and ensure that your care is as affordable as possible.

For a list of affiliated carriers, see here.

Explore our financial packages with BUNDL

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RBA’s Military Fertility Discount Program

In appreciation for our United States Armed Forces, we offer a 50% discount to all active military patients and a 20% discount for veterans on services performed in our office. Services eligible for the discount are: initial consult, intrauterine insemination (IUI), in vitro fertilization (IVF), ultrasounds, and any lab work or tests performed by our in-house laboratory (routine blood work and semen analysis).

To obtain the military discount, present your U.S. military identification card at check-out following your initial consultation.

Patients with Tricare or Champus VA Insurance coverage will need to speak with a member of our business office prior to scheduling a consultation.

If you would like to do your own research, please click here for a list of questions to ask your insurance provider to help you understand your benefits related to infertility services.

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